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A mortgage loan is a loan secured against a property or house. The borrower avails the loan from the lender by using the property as collateral. After a period, the borrower repays the principal with interest in equated installments over a fixed tenure. Mortgages encapsulates your home, land or any other property that is valuable enough to secure the loan.

To apply for a mortgage loan, you will need to provide proof of your identity, bank account information and proof of property ownership. Along with these, you will be asked to disclose your credit history and credit score, the investments you have made in the past, and any debt you currently owe. If you are self employed, you will need to provide your tax returns or if you are employed somewhere, you will need to show proof of your employment and proof of income.

Let Mortgage Brokers California help you prepare and apply for your mortgage loans. We will find you the best mortgage rates. Get your mortgage loan today by calling (323) 692-1080.

Conventional Loan

A conventional loan represents a mortgage that is not guaranteed by governmental agencies, including Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). Mortgage companies, brokers, credit unions and banks can provide conventional loans. If you are interested in purchasing a beneficial conventional loan, Mortgage Brokers California will provide immediate assistance. Our mortgage brokers will take care of you needs and help you get all the money you need in the shortest time possible.


A hard money loan is considered to be a “last resort” loan. This type of loan is backed only by the real property, instead of creditworthiness. Since the borrower is protected only by the value of the property, hard money loans have a lower loan-to-value (LVT) ratio and high interest rates. A hard money loan involves a shorter term and a greater risk and you may need a broker to represent you and make certain you secure it. Mortgage Brokers California will offer you a FREE CONSULTATION on how to get the perfect hard money loan. Call us now (323) 692-1080.


This type of loan is insured by the Federal Housing Administration and it is focused mainly on lower to middle income home buyers. Loans from the Federal Housing Administration (FHA) have become so popular recently because they allow you to buy a home with a relatively small down payment. With a minimum down payment of 3.5% and great rates, the FHA has helped millions of people buy a home. If you are thinking of applying for a FHA loan and buy a home, let our mortgage brokers guide you through.

VA Loan

This type of mortgage loan is backed by the Department of Veterans Affairs (VA) and it is issued to qualified lenders. In order to be eligible for this loan, you must serve or have served in the U.S. military. VA loans have become really important nowadays, since lenders have tightened their requirements after the housing market collapse. If you consider yourself eligible for this loan, contact our mortgage experts. Mortgage Brokers California will offer you a FREE CONSULTATION on how to get the best VA loan. Call us now (323) 692-1080


Home improvement loans are used for projects meant to increase the value of the home. They are the best solution in case you do not have sufficient money to pay for all improvements right now. In order to get the best rates for this type of loan, you will need the help of a mortgage broker. Our team of experts will guide you through the process and find you the best deals. Mortgage Brokers California will offer you a FREE CONSULTATION on how to get the best Home Improvement Loan. Call us now (323) 692-1080.

Home Equity Line of Credit

A Home Equity Line of Credit, also known as HELOC, allows you to borrow money, guaranteeing with the equity of your house. A HELOC loan can be ideal for major expenses such as remodeling or restructuring your home, consolidating debt, buying a car, and so on. If you need to understand the benefits of HELOC, contact our mortgage brokers and they will carefully explain more. Call us now (323) 692-1080.